Maryland Apartment Rental Requirements

Thinking about moving to Maryland? Before you sign that lease, you’ll need to meet a few basic requirements that landlords expect. Knowing what documents to gather and what laws protect you can save time, avoid surprises, and get you into your new place faster.

Income, Credit, and Background Checks

Most Maryland landlords want proof that you can comfortably afford the rent. The usual rule is that your monthly income should be at least two to three times the rent. Be ready to show recent pay stubs, tax returns, or an employment letter. If you’re self‑employed, bank statements for the last few months work well.

Credit scores matter too. A score above 650 typically gets a green light, but some owners will still rent to you if you have a solid rental history and can explain any blemishes. Expect a credit check fee of $20‑$50; it’s a small price for peace of mind.

Background checks are standard in Maryland. Landlords will look for criminal records, eviction history, and sometimes a reference from your previous landlord. Having a clean record makes the process smoother, but if you have a past eviction, be prepared with a letter of explanation and proof of improved payment habits.

Security Deposit, Lease Terms, and Tenant Rights

Maryland law caps the security deposit at one month’s rent for most residential leases. The landlord must give you a written receipt, keep the deposit in a separate account, and return it within 45 days after you move out, minus any lawful deductions. If you see charges you don’t agree with, you have the right to request an itemized list.

The lease itself should be in writing and clearly state the rent amount, due date, lease length, and any fees (like pet or parking fees). Maryland requires landlords to disclose the “late fee” policy in the lease and to follow state limits—usually no more than 5% of the monthly rent.

Know your rights when it comes to entry. A landlord can only enter your unit for repairs, inspections, or showings with at least 24‑hour written notice, unless it’s an emergency. If a landlord repeatedly shows up without notice, you can file a complaint with the Maryland Department of Housing and Community Development.

Security deposits and lease terms are not the only protections. Maryland renters enjoy rights regarding security deposit interest, mold disclosures, and the right to a safe, habitable dwelling. If your landlord fails to fix serious issues like a broken heater in winter, you can withhold rent after giving proper notice, but always follow the legal steps to avoid penalties.

To make the application process smoother, prepare a rental packet that includes:

• Proof of income (pay stubs, tax returns)
• Identification (driver’s license or passport)
• Credit report or authorization for a credit check
• References from previous landlords or employers
• A completed rental application form

Having everything ready shows you’re serious and can speed up approval. If you’re a student or just starting out, a co‑signer with good credit can also help you meet the income requirement.

Bottom line: Maryland rental requirements aren’t overly complicated, but they do need a bit of prep. Gather your paperwork, understand the security‑deposit rules, and know your rights about entry and habitability. With those bases covered, you’ll be ready to lock down that apartment and start enjoying life in the Old Line State.